Murrells Inlet vs. Pawleys Island: Coastal Flood Risk Comparison 2026
Murrells Inlet vs. Pawleys Island Flood Risk 2026: V-Zone, A-Zone & Insurance Choosing a coastal home requires a realistic assessment of flood risk, which directly translates into the cost of insurance and long-term property security. Murrells Inlet and Pawleys Island —two distinct neighbors in South Carolina—present fundamentally different types of flood vulnerability. For 2026 , this guide compares the unique risks of these communities to help you plan your purchase effectively. 1. The Core Difference in Flood Risk The primary distinction is geography. Pawleys Island is a classic, narrow barrier island, while Murrells Inlet is an expansive tidal estuary and marsh system. Location Primary Flood Risk Type FEMA Zone Focus Average Home Price (2025 Est.) Pawleys Island Oceanic Storm Surge & Wave Velocity V Zones (VE/V): High-velocity wave action (Source 1.1, 3.2). High ($\$740K$ median) Murrells Inlet Inland Inundation & Back-Flooding A Zo...